Defective Notarization Can Invalidate a Mortgage
By Howard Goldman Seemingly small failures in the process of notarizing a mortgage can make enforcement of the terms and conditions of such document difficult. One crucial step in the notary process is proper acknowledgment. An acknowledgment is a formal statement of the notary that the signor’s execution of the mortgage was his or her “free act and deed.” Massachusetts law provides, “The acknowledgment of a [mortgage] . . .shall be by one or more of the grantors or by the